Faculty Profile

Dr. Mili Kar is an accomplished academician and researcher in Finance and Accounting, currently serving as Assistant Professor in the Faculty of Commerce & Management at St. Xavier’s University Kolkata. She holds a Ph.D. in Finance from Assam University, with her doctoral research focusing on performance evaluation of debt-oriented mutual fund schemes in India.

With nearly 12 years of teaching experience at UG and PG levels, Dr. Kar has previously served at National Institute of Technology (NIT) Agartala and Amity University Kolkata. Her research interests span banking sector performance, non-performing assets (NPAs), financial accessibility, mutual funds, and technological innovations in credit delivery. She has presented various papers in national and international seminars and published extensively in Scopus-indexed and peer-reviewed journals and has completed two ICSSR-sponsored research projects. She is also associated with research journal of repute as a reviewer. 

• Ph.D in Commerce - Assam University Silchar (2015)
• UGC NET (2011)
• M.Com - Assam University Silchar (2009)
• B.Com - Assam University Silchar (2004)

• Assistant Professor - St. Xavier's University Kolkata (2022 to Present)
• Assistant Professor - Amity University Kolkata (2019 to 2022)
• Assistant Professor (Contractual) - NIT Agartala (2015 to 2019)

• Assistant Professor-in-charge - Xavier’s Society of Commerce and Management, St. Xavier's University Kolkata (July 2022 - Present)
• Internship Coordinator- Faculty of Commerce & Management (Morning), St. Xavier's University Kolkata (July 2022 - Present)

• Kar, M, De, M. & Das, K.G. (2025). An Impact Assessment of Technological Innovations in the Credit Delivery of the Banking Sector: Evidence from India, International Journal of Business Innovation and Research, Vol 38 (2); pp. 186-203 (Elsevier Scopus Indexed, Inderscience Publisher), ISSN: 1751-0252, Available at DOI: 10.1504/IJBIR.2022.10052344.
• • Dey, M., Kar, M. & Mishra, S. (2026) Financial Accessibility and Economic Growth: An Assessment of Indian Economy, IIMS Journal of Management Science, Volume 14(1), Year 2023, Pages 62-84, ISSN 0976-030X, https://journals.sagepub.com/doi/full/10.1177/0976030X221118446
• Kar M., De, S & Das Ghosh, K. (2025) An Investigation into Factors Affecting NPA and Managing Stressed Assets: Evidence from Indian Banks, Vinimaya, National Institute of Bank Management
• Kar, M. & Shil, P, (2016) “Comparative Study on Performance Evaluation of Selected Mutual Fund Open Ended Growth Schemes in India” Finance India (Scopus, ABDC Indexed journal), 30 (1) pp. 173-188, ISSN 0970-3772
• • Kar, Mili, (2020) “An analysis of Economic Performance & Issues of Indian Banking Sector ” MUDRA: Journal of Finance & Accounting, (Peer Reviewed journal), 7 (2), pp.121-135, ISSN 2347-467. http://dx.doi.org/http://dx.doi.org/10.17492/jpi.mudra.v7i2.722032